See Frequently Asked Question
Why do I need life insurance?
Life insurance provides financial security for your loved ones in the event of your death. It can help cover expenses such as debts, mortgages, children's education, funeral expenses and maintain their quality of life. It is a way to protect your family's future after you are gone.
How much life insurance do I need?
The amount of life insurance you need depends on several factors, including your income, debts, number of dependents, future expenses (such as your children's college) and your lifestyle. We recommend you speak with one of our agents to conduct a personalized analysis of your needs and determine the coverage that's right for you.
How to get free insurance policies?
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What types of life insurance policies do you offer?
At AGM Life Group, we offer a variety of life insurance policies to suit different needs and budgets, including:
Term life insurance: offers coverage for a specific period of time (e.g., 10, 20 or 30 years). It is generally less expensive.
Whole life insurance: Offers lifetime coverage and accumulates cash value over time.
Universal life insurance: Offers flexibility in premium payments and amount of coverage, and may also accumulate cash value.
How can I get a quote?
It's easy! You can contact us by phone at [Agency phone number], send us an email at [Agency email] or fill out the contact form on our website. One of our agents will contact you shortly to discuss your needs and provide you with a no-obligation quote.
What is the difference between a primary beneficiary and a contingent beneficiary?
The primary beneficiary is the person or persons who will receive life insurance benefits in the event of your death. The contingent beneficiary is the person or persons who will receive the benefits if the primary beneficiary dies before or at the same time as the insured. It is important to designate both to ensure that benefits reach your loved ones according to your wishes.
Why should I choose AGM Life Group?
At AGM Life Group, we are committed to providing expert, personalized service to New Jersey families. With over 5 years of experience, we understand the needs of our community and are dedicated to finding the best life insurance solution for each client. We prioritize transparency, trust and building long-term relationships.
What if I have more questions?
Don't hesitate to contact us! Our team is here to answer all your questions and provide you with the information you need to make an informed decision about your life insurance. You can call us, email us or visit our office at [Agency address, if applicable].